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Apart from seeking for more business growth drivers in China, foreign banks are also eyeing more opportunities for doing business with Chinese companies overseas as an increasing number of the firms are expanding their global footprint, especially in the economies participating in the Belt and Road Initiative.

Anti-corruption authorities probe Liu Shiyu for violations of disciplines

Ant said in a report last month that one in four consumers aged between 18 and 27 use pay-by-credit services Ant Check Later, translating into 45 million young adults using the "money of tomorrow" for discretionary purchases. The report also found that customers born in the 1990s constituted 47.3 percent of the platform's 100 million registered users.

Any remarks and actions that undermine the one-China principle are tantamount to shaking the foundation of China-US relations and are against the fundamental interests of the two countries, An said, adding that China strongly opposes such dangerous behaviors.

Another thing Pinduoduo focuses on is improving the efficiency of supply chains so people could eat fresh vegetables. "Cooperating with people who come back to the countryside after college could help with this," Sun explained, adding these young people have the experience of living in big cities and know how to run a business on the e-commerce platform.